Nothing complicated - just good value!
Those of you who already own your homes will know that any number of things can go wrong unexpectedly. It’s not just the disasters that come with bad weather or fire, it can be little things like water overflowing the bath tub or that vase dropping to the floor. To get the right kind of cover, you need to get the best range of quotes for homeowners insurance. Buying the first policy offered to you can be a big mistake that costs you a big premium only to find it does not cover you against the everyday accidents around the home.
You are in the right place. This site offers you a completely free service to collect your personal details and then get quotes from all the major insurers licensed to sell policies in your state. Getting quotes means what it says. There is no obligation to buy anything offered to you. You can shop around, getting prices for all the main types of cover. When you have that information, you are free to buy someplace else. More…
More Information
To start the process, enter your zip code into the banner above, select “home” from the pull-down menu and click on “Continue”. There are the usual details to supply about your immediate needs as a renter or the owner of a home, condo or townhouse, with or without contents cover. What kind of building is it, how big is it, does it have a basement, what roof construction is used, and so on. Discounts are available if the building is mainly brick built and has a security system of alarms and deadbolts to protect against theft, you live near a firestation and have a fire hydrant nearby.
Now, it’s just a case of giving your personal details and awaiting the results. Under normal circumstances you can expect up to eight of the leading insurers to quote their terms.
What kind of coverage should you be thinking about? The first and most obvious “thing” to protect is the building you live in and anything that is attached to it. Cover can be extended to any other free-standing structure on your land. You need to estimate the cost of rebuilding. This is not related to the sale price. If you are in doubt, ask a local builder for a rough estimate for materials and labor. Then there are the contents
